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BankAxept

Powering Norway’s Dominant Debit Card Payment Network
BankAxept is Norway’s official national debit card system, responsible for processing more than 80% of card transactions at physical retail locations. It offers fast, secure, and reliable payment services widely accepted across the country’s stores and businesses.
Country:
Norway
Population (Norway)
5.4 million (estimated)
Number of Internet users
5.2 million (estimated)
Popular payment methods
Digital wallets, Credit/Debit Card, Visa, Mastercard, Klarna, PayPal​.
Credit Card
0%
Debit Card
0%
E-Wallets
0%
Cash Payments
0%
Bank Transfers
0%
Other
0%

Type:
Debit Card Payment System

Total Customers:
>110,000 merchants in Norway (estimated)

Currency:
Norwegian Krone (NOK)

Money transfer volume:
8 out of 10 card transactions in physical stores in Norway

Coverage:
> 80% of card transactions in physical stores in Norway (estimated)

Refunds:
Yes

Chargebacks:
Yes

Type:
Debit Card Payment System

Total Customers:
>110,000 merchants in Norway (estimated)

Currency:
Norwegian Krone (NOK)

Money transfer volume:
8 out of 10 card transactions in physical stores in Norway

Coverage:
> 80% of card transactions in physical stores in Norway (estimated)

Refunds:
Yes

Chargebacks:
Yes

About payment system

BankAxept, established in 1991, is a cornerstone of Norway’s payment ecosystem, enabling real-time and secure debit card transactions via chip, contactless, and mobile methods. Transactions are directly linked to users’ bank accounts, ensuring immediate fund deduction and offering lower transaction fees for merchants compared to international payment networks.

In recent years, BankAxept has expanded its capabilities by integrating with mobile payment platforms such as Apple Pay, aligning with the nation’s shift toward a cashless economy. With more than 110,000 merchants accepting BankAxept and billions of transactions processed each year, it remains a vital part of Norway’s digital financial infrastructure.

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Always at your service