PIX

Popular payment methods

Pix (instant payments), Credit Cards, Debit Cards, Digital Wallets, Cash​

With over 119 million users, PIX has transformed the way consumers pay both online and in-store by enabling seamless transactions via QR codes. The user experience is straightforward: shoppers simply open their banking or digital wallet app, scan the merchant's QR code, and the payment is instantly processed — funds move directly and securely from the customer to the provider in real time. One of PIX's standout features is its ability to confirm payments instantly, giving users round-the-clock access to quick and hassle-free transactions. No need to wait for banking hours or suffer delays — PIX operates 24/7 with real-time reliability. It also offers robust protection by complying with stringent regulations set by Brazil’s Central Bank, helping to combat fraud and financial crime. For merchants, PIX offers significant benefits. Payments are confirmed nearly instantly after a purchase, boosting cash flow and strengthening customer trust. The fact that PIX is cost-free and operates in real time also makes it an attractive option for digital-first businesses looking to reduce fees and minimize risk. Looking ahead, the Central Bank of Brazil is actively developing new capabilities for PIX, including support for offline and international payments — paving the way for it to become a game-changing solution with reach far beyond national borders.