UZCARD

Driving Cashless Transactions and Financial Access in Uzbekistan
UZCARD is Uzbekistan’s leading payment system, created by the Center for Interbank Payments Systems under the Central Bank. It provides users with a wide range of cashless payment options, including fund transfers and digital financial services, playing a key role in modernizing the country’s financial ecosystem.
Country:
Uzbekistan
Population (Uzbekistan)
35.3 million (estimated)
Number of Internet users
29.5 million (estimated)
Popular payment methods
Credit Cards, Debit Cards, E-Wallets, Cash, Bank Transfers
Credit Card
0%
Debit Card
0%
E-Wallets
0%
Cash Payments
0%
Bank Transfers
0%
Other
0%

Type:

Payment System and Card Network

Total Customers:

27 million cardholders

Currency:

Uzbekistani Som (UZS)

Money transfer volume:

224 trillion UZS (estimated)

Coverage:

65% of card transactions in Uzbekistan (estimated)

Refunds:

Yes (limited)

Chargebacks:

Yes, subject to terms and conditions

Type:

Payment System and Card Network

Total Customers:

27 million cardholders

Currency:

Uzbekistani Som (UZS)

Money transfer volume:

224 trillion UZS (estimated)

Coverage:

65% of card transactions in Uzbekistan (estimated)

Refunds:

Yes (limited)

Chargebacks:

Yes, subject to terms and conditions

About payment system

UZCARD goes beyond being a payment method, offering a robust platform for managing financial tasks and accessing key services. Users can link their UZCARD accounts to physical cards or virtual wallets, enabling seamless payments, transfers, and other financial operations. Alongside its core payment functions, UZCARD allows users to pay utility bills, withdraw cash from ATMs, and handle a variety of everyday transactions. This broad range of features makes UZCARD a comprehensive tool for both personal finance and routine spending. UZCARD plays a vital role in advancing cashless transactions and fostering financial inclusion in Uzbekistan. By centralizing payments and financial services, it helps reduce dependence on cash and increases access to the formal banking system. With strong encryption, secure authentication, and smooth integration with banks and merchants, UZCARD is built for safety and ease of use. As it continues to grow, UZCARD is helping to transform Uzbekistan’s financial ecosystem—offering individuals and businesses a modern, reliable, and secure way to manage their finances.

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For issues or questions, check out our FAQ page or contact us via phone, email or contact form.

Always at your service