Lydia

Transforming Peer-to-Peer Payments Into Full Financial Solutions in France
Lydia began as a simple P2P payment app in France and has grown into a versatile financial platform. It now offers a wide range of services including money transfers, payments, and financial management tools, making it a go-to app for everyday banking needs.
Country:
France
Population (France)
68 million (estimated)
Number of Internet users
63 million (estimated)
Popular payment methods
Digital wallets (PayPal, Apple Pay), Credit/Debit cards (Visa, Mastercard), Bank Transfers (SEPA Direct Debit), Buy Now Pay Later (Klarna, PayLib).
Credit Card
0%
Debit Card
0%
E-Wallets
0%
Cash Payments
0%
Bank Transfers
0%
Other
0%

Type:

Mobile Payment System

Total Customers:

7 million users

Currency:

Multiple currencies

Money transfer volume:

> 100 million transactions annually

Coverage:

25% of the mobile payments market of France

Refunds:

Yes

Chargebacks:

Limited

Type:

Mobile Payment System

Total Customers:

7 million users

Currency:

Multiple currencies

Money transfer volume:

> 100 million transactions annually

Coverage:

25% of the mobile payments market of France

Refunds:

Yes

Chargebacks:

Limited

About payment system

Lydia has grown into a comprehensive financial platform with over 7 million users across six European countries. Originally launched as a peer-to-peer payment app, Lydia now offers a wide range of services including bank accounts, virtual cards, personal loans, stock trading, and crypto investments.

Fully integrated with Apple Pay, Google Pay, and Samsung Pay, Lydia provides users with a flexible and secure way to manage their finances within a single mobile app.

Following a successful €40 million funding round in 2020, Lydia has continued to expand rapidly, with an ambitious goal of reaching 10 million users by 2025. Its commitment to constant innovation has solidified Lydia’s role as a key player in the European fintech landscape, with ongoing plans to broaden its features and reach.

Always at your service

For issues or questions, check out our FAQ page or contact us via phone, email or contact form.

Always at your service