More payment methods

DANA

Simplifying Digital Finance for Everyday Life in Indonesia

DANA is a mobile wallet platform from Indonesia, created by PT Elang Mahkota Teknologi Tbk (Emtek Group), aimed at streamlining digital payments and personal finance. It allows users to pay bills, transfer money, shop online, and access lifestyle services—all from a single, easy-to-use mobile app—supporting the country’s shift toward a cashless economy.

DANA

Country

Indonesia

Population (Indonesia)

277.5 million (estimated)

Number of Internet users

221.5 million (estimated, early 2024)

Popular payment methods

Digital wallets, Debit Cards, Credit Cards, Bank Transfers, Cash Payments

Distribution by payment method (%)

Type: Mobile Payment Platform & Financial Services Hub Total Customers: 45 million (estimated)
Currency: IDR (Indonesian Rupiah) Money transfer volume: 800 million (estimated)
Coverage: 80% in Indonesia Refunds: Yes, limited
Chargebacks: No

About payment system

DANA goes beyond being a simple mobile wallet—it serves as a full-featured digital platform for managing finances and accessing everyday services. By connecting their bank accounts or payment cards to the DANA app, users can carry out a wide range of financial transactions with ease and efficiency. In addition to handling payments and money transfers, DANA allows users to pay bills, recharge mobile credit, book transportation, order food, and invest in financial products. Its broad functionality positions DANA as a convenient, all-in-one solution for both financial management and lifestyle needs. The platform plays a key role in Indonesia’s financial evolution by promoting digital inclusion. Leveraging the nation’s high mobile phone usage, DANA helps bring modern financial tools to users from diverse regions, making digital services accessible beyond urban centers. DANA prioritizes security, simplicity, and innovation. With encrypted transactions, secure login options, and an intuitive interface, it ensures a smooth and trustworthy user experience. As DANA continues to expand its features and grow its user community, it remains a major driver in Indonesia’s shift toward a digital economy—empowering users with greater control, convenience, and access to a wide array of essential services.

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