Instantly send payments to 36 European countries — anytime, with no delays.
Transfer euros instantly across participating European countries with SEPA Instant. Fast execution, reliable delivery, and seamless cross-border business payments.
Instant Payments Across Europe
Move funds across participating European countries with reliable and near-instant euro payments.
Real-Time Payments Across Europe
We give businesses across Europe direct access to SEPA Instant, enabling fast and reliable payments across borders. Whether you work with remote teams, suppliers, or partners in multiple countries, our direct connection ensures transactions reach employees and vendors in seconds — 24/7, with seamless execution.
Fast Transfers. Smarter Control.
At With Noveba, SEPA Instant means more than just speed — it’s about empowering your business with real-time financial flexibility. Instantly send payments to cover payroll, suppliers, or urgent costs — all without the wait.
Built for Business Operations
From supplier settlements to urgent operational expenses, SEPA Instant supports faster business workflows by reducing payment waiting times and improving financial responsiveness across Europe.
Which countries are a part of SEPA?
SEPA enables simplified euro bank transfers across participating European countries and territories.
Eurozone countries
Countries using the euro as official currency
Non-Eurozone countries
Additional SEPA participating countries
Noveba gives your business payment freedom.
At Your company is unique — and business doesn’t stop at Europe’s borders. That’s why we go beyond SEPA and SEPA Instant, offering you access to multiple payment networks worldwide. As your network of suppliers, employees, and customers grows, we ensure you have the right payment options to match your operational needs.
Common questions
Accounts & Payment Solutions
Flexible financial products designed for individuals, businesses, and modern payment operations.
Individual Account
Personal banking solutions for everyday payments, international transfers, and secure money management across Europe.
Business Account
Scalable banking infrastructure for companies managing payroll, suppliers, and international business operations.
Debit Cards
Physical and virtual debit cards for secure spending, ATM withdrawals, and online payments worldwide.
